Charter Partner Program · Apply by September 1
Module A — AI Underwriting

Underwrite in minutes, not weeks.

AI-powered document intake, income/asset/liability verification, compliance checks, and risk decisioning. Every decision includes full audit trails and explainability artifacts.

AI Underwriting
Processing
Income verified
Assets reconciled
Credit pulled
AVM compared
Risk scored
Conditions drafted
Decision snapshot
DTI0.0%
LTV0.0%
FICO620
Risk grade
Conditions0
Confidence0.0%

Key features

One module, full decision stack

From raw documents to defensible credit decisions — with compliance and chain-of-custody built in.

Document Intelligence

AI parses pay stubs, W-2s, tax returns, bank statements, and supporting docs with structured extraction and confidence scoring.

Verification Engine

Cross-references income, employment, assets, and liabilities automatically across documents and third-party signals.

Risk Decisioning

Approve, deny, or conditional outcomes with full explainability — rationale, factors, and model artifacts for every decision.

Fair Lending Compliance

Documented objective factors, adverse action notices, and bias monitoring aligned with ECOA and HMDA expectations.

Fraud Detection

Real-time anomaly detection flags suspicious patterns, document tampering, and inconsistent narratives before funding.

Immutable Records

Every decision and artifact anchored on blockchain — always-on audit trail from first touch through payoff.

How it works

From file to anchored decision

01

Documents submitted

Borrower and third-party docs flow in from your LOS or intake channel.

02

AI extracts & verifies

Income, assets, employment, and liabilities validated with dual-model consensus.

03

Decision rendered

Approve, deny, or conditional with conditions, compliance artifacts, and explainability.

04

Record anchored

Decision and evidence hashed to an immutable loan record for audit and capital partners.

Ready to compress your cycle time?

Walk through a live decision path on your sample files — same explainability and audit trail you get in production.

See it on your loans