Validate 100% of loans. Ship cleaner pools.
Traditional QC samples just 10% of files, missing defects that cost ~$32K per repurchase. Pasaana validates every file in minutes — catching what sampling misses.
Catch what 10% sampling misses
Why Aggregators Choose Pasaana
Catch defects before pooling
Reduce repurchase risk and warehouse carry — while your QC team shifts from manual review to exception handling.
100% File Coverage
Every acquired loan is validated — not just a 10% statistical sample. Defects that sampling would miss are caught before pooling.
Same-Day File Clearance
Automated validation compresses review from days to minutes — reducing warehouse line carry costs on every loan in your pipeline.
Real-Time Portfolio Visibility
Every acquired loan's status, documents, and validation results are recorded in real time — always current, never a stale export.
Warranty Claim Support
Immutable records of loan condition at acquisition provide documented evidence for warranty claims against originating lenders.
Investor Confidence
100% AI-validated, fully documented loan files support investor confidence and stronger execution pricing.
Prevent Costly Repurchases
A single prevented repurchase (~$32K) covers the platform cost for hundreds of validated loans.
AIDA-Powered Validation
Your QC pipeline, automated
AIDA orchestrates every validation run — from file intake through defect classification to seller remediation. No human coordinator required.
Files arrive
Correspondent loan files arrive via API from your delivery system, through bulk upload, or direct submission.
AIDA dispatches agents
Specialist agents validate every document against Fannie, Freddie, and Ginnie guidelines via Dual-LLM Consensus.
Defects classified
Clean files auto-clear. Defects are categorized by severity and type. Remediation requests sent to sellers.
Pool with confidence
100% validated files with full audit trail. Warranty evidence documented at acquisition — not reconstructed later.
Graduated trust:You choose AIDA's starting autonomy level. Increase as confidence grows — every step requires your approval.
Side-by-Side
Traditional QC vs. Pasaana
See what this means for your institution
Your Risk Reduction Timeline
Move from 10% QC sampling to 100% file validation. See how repurchase risk drops and operational savings compound over 24 months.
~50 repurchases avoided per year
at ~$32,000 per repurchase demand (industry avg)
Estimated First-Year Net Savings
up to $765K
net of platform costs
Year 2 Run-Rate
$1.6M
at full realization
Break-Even
~Month 3
cumulative net positive
Early Detection
~$140K
- 100% file validation vs 10% sampling
- Defects caught before purchase
- Faster file processing
- Immutable audit trail from day 1
QC Transformation
~$1.1M
- Repurchase avoidance compounds
- QC staff shifts to exception handling
- Warehouse carry reduction
- Correspondent quality visibility
Full Run-Rate
~$1.6M/yr
- All savings streams at full realization
- Data-driven correspondent scoring
- Optimized acquisition pipeline
- Measurable risk reduction
Estimates based on industry benchmarks (Freddie Mac, MBA). Actual results vary by acquisition volume, defect rates, and operational maturity. Contact us for an analysis tailored to your organization.
Recommended Stack
The aggregator stack
Start with Loan Validation. Add capabilities as you grow. AIDA orchestrates everything from day one.
AI Loan Validation
Module C — Primary
Replaces 10% QC sampling with 100% coverage. Every loan file is validated against Fannie Mae, Freddie Mac, and Ginnie Mae guidelines before pooling.
AIDA
Command Center
Orchestrates the entire validation pipeline. Auto-clears clean files, classifies defects, sends remediation requests to sellers, and tracks follow-ups — without a human coordinator.
AI Property Monitoring
Module E
Post-funding collateral surveillance. Monitors insurance, liens, hazards, and property values on your active portfolio. Portfolio-level AVM detects value trends.
AI Servicing Automation
Module D
For aggregators that also service portfolios. AI-powered payment tracking, escrow analysis, investor reporting, and compliance monitoring.
Blockchain-backed: servicing events anchor to an immutable ledger across modules — included at no extra line item.
See the coverage difference
We'll run a volume and risk review, then show you what 100% coverage looks like for your operation.